Find out more about how you can pay for care in your home and how we can help you to do this.
We will carry out a care needs assessment to work out if you can get care and support at home. If you can we will look at your income and savings (a means test) to see how much you will need to pay towards your care. We will look at:
As you are not going into a care or nursing home, the means test won’t consider the value of the property that you live in.
| Your savings | What you will have to pay |
|---|---|
| Over £23,250 |
You must pay all the fees (self-funding) |
| Between £14,250 and £23,250 | We will pay for some of your care and you'll pay the rest. |
| Less than £14,250 |
We won't include your savings in the means test. We will take your income into account. |
We may not count certain types of income. For example, money from certain disability benefits and pensions. We will explain this at the time of the means test.
The means test considers all your household expenses. It also takes into account the Minimum Income Guarantee (MIG). The MIG is an amount that the Department of Health and Social Care set each year. It is set aside to cover your everyday expenses.
If we are helping you to pay for homecare you can choose:
If you’re paying the full fees yourself, called self-funding, then we can arrange the care for you if you would like us to.
Make sure you are claiming all the benefits you’re entitled to.
These benefits do not look at your income and savings.
Look for home care providers that follow the Homecare Association code of practice.
You can also ask friends or relatives for recommendations.